Why Do You Need Title Insurance?
A title is the foundation of property ownership, and because land is permanent and can have many owners over the years, various rights in land may have been acquired by others (such as mineral, air or utility rights) by the time you come into possession of it. A title search is a detailed examination of the historical records concerning a property. The purpose of the search is to verify the seller's right to transfer ownership, and to protect the buyer from any claims, defects, rights or burdens on the property. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller, and restrictions limiting the use of the land.
Welcome to Security Title
We are committed to offering the highest quality title insurance and closing service in a creative and cost-effective manner. Long-standing relationships and repeated referrals attest to our reputation for personal attention and a result-oriented philosophy. Our company is experienced in real estate customs and practices with strong underwriting support from Fidelity National Title Group, one of the largest title insurance underwriters in the United States. Strategic alliances with leading law firms and title insurance companies provide enhanced capabilities and resources for you, and also ensure a prompt and efficient response to your needs.
Amy Story
Policy / Out-of-County
106 South Crockett Street
Sherman, Texas 75090
Phone: 903.892.9749
Fax: 903.893.3734
Amber Gulledge
Escrow Assistant
3401 N Heritage Parkway
Sherman, TX 75092
Phone: 903.868.1281
Fax: 903.868.9955
Christy Lucius
Escrow Assistant
Peggy Taylor
Escrow Officer
104 E Main
Whitesboro, Texas 76273
Phone: 903.564.5655
Fax: 903.564.6538
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Our Locations
We have a number of offices throught Grayson County, providing you easy access to our services. Select the office nearest to you for the telephone number, e-mail addresses, and driving directions to our offices.
Underwood Drafting and Surveying
Denison, Texas
Phone: (903) 465-2151
Fax: (903) 465-2152
Helvey and Associates Surveying Inc.
Denison, Texas
Phone: (903) 463-6191
Fax: (903) 463-4088
helveysurvey@texoma.net
Sartin and Associates
Sherman, Texas
Phone: (903) 892-8003
Fax: (903) 868-2970
sartin@texoma.net
Why Are Surveys Important?
There are many situations where you may need surveys done on your property or a piece of property you're considering purchasing. While land surveys may seem expensive, they are not as expensive as having to defend a building or fence you've already constructed.
A subdivision (or plat) map attached to a title report will show the boundaries of the property, but it will not show where the house is located on the property or whether there are any encroachments on the property (such as a neighbor's tree, driveway, or fence). To make these determinations, you will need a survey. A survey will show you exactly where the property lines are located and whether there are any building restrictions affecting your rights. Having this information may be important if you have plans for adding a pool or a fence to the property, for example.
Apart from wanting a survey to determine the location of buildings and easements on the property, you may have plans to divide up the property at a later date. Having a survey in hand will help you make those decisions when that time may come.
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